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Below The Line
Oliver Buchannon
Amit Arora

Amit Arora helps Australian CFOs find the money hiding in existing supplier spend — no savings, no fee. Host of CFO Forum Australia

We cannot fund both discipline and growth. Pick one.

Jul 30, 2026

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3 min read

We cannot fund both discipline and growth. Pick one.

Your best skill got you here.The discipline. The rigour. The instinct to question every line before it clears. That is what earned you the seat.....

Amit Arora
Amit Arora
"A long-term supplier saves us money"

Jul 16, 2026

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2 min read

"A long-term supplier saves us money"

Ask a CFO to name their most trusted supplier and they will name the one they have used the longest. Ask them when the price was last tested against the market, and the answer is different.

Amit Arora
Amit Arora
"Long term suppliers save us money"

Jul 9, 2026

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2 min read

"Long term suppliers save us money"

A mid-market food manufacturer in Melbourne has one supplier it has never re-tendered. Fifteen years, no formal review, no market check. The relationship is called strong. The account is called stable. The prices have drifted quietly for the last decade.

Amit Arora
Amit Arora
The cost that sits in a category no one owns

Jul 2, 2026

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2 min read

The cost that sits in a category no one owns

The question worth taking into your next leadership meeting. Which of our costs sit in a category owned by no one.

Amit Arora
Amit Arora
Savings erode

Jun 27, 2026

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4 min read

Savings erode

If a board director asked you tomorrow which savings from the last cycle have actually proven to be still in the P&L today, would the answer be a confident yes, or a pause and a request to come back?

Amit Arora
Amit Arora
The IT Cost

Jun 27, 2026

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4 min read

The IT Cost

Here is a belief worth testing. Most mid-market CFOs hold it, and it is quietly expensive. The belief is that software is an IT cost. IT owns it. The CFO sees a category total once a year and applies none of the procurement discipline that every other major supplier category gets.

Amit Arora
Amit Arora
The orphaned contract

Jun 26, 2026

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1 min read

The orphaned contract

Most leaking spend isn't a negotiation problem. It's an ownership problem. Somewhere in your cost base is a contract that was signed by someone who's since left, for a need that's since changed, with a renewal clause that fires every year whether or not anyone's looking.

Amit Arora
Amit Arora

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Below The Line

Pragmatic cost thinking for mid-market Australian CFOs. One letter every Thursday morning.

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