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Below The Line

Pragmatic cost thinking for mid-market Australian CFOs. One letter every Thursday morning.

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Latest

The decision you made by waiting, and the hire it could fund

Cost Optimisation

+2

The decision you made by waiting, and the hire it could fund

•

Oct 15, 2026

The cheapest quote, and the line too small to check

Procurement

+2

The cheapest quote, and the line too small to check

•

Oct 8, 2026

The team you hold tightest, and the supplier you never test

Workforce

+2

The team you hold tightest, and the supplier you never test

•

Oct 1, 2026

Budget season decides two things nobody is watching

Cost Optimisation

+3

Budget season decides two things nobody is watching

•

Sep 24, 2026

Two moments nobody tests the price

Cost Optimisation

+3

Two moments nobody tests the price

•

Sep 17, 2026

Deferral is not the same as deciding

AI Governance

+3

Deferral is not the same as deciding

•

Sep 10, 2026